There are dozens of circumstances that can lead to serious debt problems. Illness, unforeseen family issues, loss of job or rising mortgage rates can create severe financial hardships. However, many of us are simply living beyond our means until the bills pile up and we find ourselves deeply in debt.
With TotalCare EAP, help is available to resolve debt problems. A counselor will conduct an assessment and direct the member to the appropriate professional who can help with each unique situation. Often, this means being referred to a financial counselor or specialist who can assist in creating a debt consolidation program. In addition, employees may also need family support counseling and other related services.